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Don’t Buy Somebody Else’s Old-House Headache!
Let Florida's #1 Construction Loan Expert Get You the Money to Build Your Dream Home
(It's Less Money & Stress Than Buying an Old House!)
Tired of house hunting and seeing JUNK?
Today’s market is brimming with homes for sale at huge prices. However, finding one that fits your needs, that is in good shape and at the right price is next to impossible. If you’ve been shopping, you have seen the junk out there. It’s time to consider better options.
My name is George Vallejo and I can show you a way to get a new home, custom built to your family’s needs, for less money than buying the typical 40+ year old Florida home. I've even put together a FREE INFORMATION KIT that explains the whole process. My office will happily mail one to you at your request, just fill out the light blue box below.
For 15 years now I have helped hundreds of Florida families get the cash to build their dream homes. What's even better is that most of them saved up to 20% over buying comparable older houses they had been looking at. On a $400,000 home that could be as much as $80,000 saved. How much might you save on the home you’re dreaming of? Probably a whole lot more, just read below and then request my FREE INFORMATION KIT to find out. jump
Why buy someone else’s “old house” headache?
Most homes on the market today are a few decades old on average. Although they might look OK with a new coat of paint on them, there are usually many maintenance issues lurking to pop up for the new owner. Plumbing, electrical, stress cracks and you name it can cost you a bundle every year. So even if the price of an old house is lower, by the time you figure in the maintenance costs you're up there with a new home. Clearly, buying someone else's headache is not the answer to your housing happiness.
When you build new custom home, you get a home exactly to your tastes. This is even better than buying a "new" home in a development. When you buy a cookie-cutter home in a development you don't have a lot of choice. You also compromise quality because they care more about slapping them up quickly than in producing top quality. This all changes when you decide to have a custom home since you will call the shots. That's right, you get to choose everything from the type of roof right down to the last doorknob. You will decide what quality of home you will provide for your family.
I've Been in Your Shoes Already!
Not only have I helped hundreds of other families with the money to build their dream homes, but I’ve done it myself. I know what you will go through firsthand and can give you sound, honest advice on what to expect and how best to proceed. This is why I have specialized in construction loans for the last decade.
Now understand that I am not a builder or an architect, nor am I affiliated with any of them. Since I am independent and not owned by anyone my advice to you is 100% unbiased. I am your personal "money man"...the one who will get the funds you need so you get that dream home built.
I represent all of the major sources of construction loans in the country. This includes the big-name banks and the "wholesale-only" Wall Street sources you would not know of or have access to otherwise. When you retain me you get all of my sources with one phone call. There is no need to run around to seven different banks beating your head against the wall to figure out if they have the right program for you.
Most importantly, I work for you not the bank
You can talk to me candidly about your case just like you would with your doctor or lawyer. Just tell me what your financial situation is and what you want and I will figure out the rest. Oh, and everything I do is guaranteed up front and in writing! You'll always know exactly where you stand and what you're getting when I handle the financing for you.
Don't make the mistake so many others make of going to a local bank and having them dictate to you some ridiculous loan plan that might as well be using all your own money. This is not like buying an existing house. Construction loans are complex transactions and if you don't know what you are doing, the bank will surely get the best of you. You need someone on your side who is an expert at this type of loan and that will work for you and get what you need.
There's Never Been a Better Time to Build a Custom Dream Home for Your Family
Maybe you remember from a few years ago all the talk of the high cost of construction materials and workers. Well, the market slowdown has brought prices for everything down from these historic highs. Now is the time to lock in the low prices and get the dream home you want, at a price you can afford. Don't make the mistake of waiting until the market heats up again to get started.
You can start by looking around at vacant lots in areas where you would love to live. If you can't find a vacant lot, don't get discouraged. Everything I can do for you on a new vacant lot also applies to major remodeling and old house teardown & rebuilds.
In some of the nicer and more established neighborhoods it can be hard to find a vacant lot. This is not important because in each of those areas there are plenty of older homes on choice lots that are prime candidates to be either remodeled or torn down completely to make way for a new home. It makes no difference to me whether you buy a vacant lot or demolish an old house to make a vacant lot. The financing works the same way.
Don't be afraid of the cost to demolish an old home. First of all, it's not that much and second, it saves you on the impact fees you pay for a vacant lot so it works out about the same. In any case, when you buy an old and obsolete house, the price you are paying is pretty much the land value.
You've Got Nothing to Lose by Checking This Out
I have found that most people who shy away from building their dream home do so because of fear. Fear of the unknown; fear of spending too much time; fear of running out of money; or fear of having to carry two mortgages while the house is built.
You don’t need to fear these things if you surround yourself with the right experts: Architect, Contractor and Construction Loan Specialist. The architect designs the perfect house, the general contractor builds it and I give you the money to do it all.
Don't worry if you haven't found an architect yet or if you don't have a builder yet. I can help you find the right one when the time comes. For now, all you really want to do is check out how all of this works by requesting my free information kit.
Answers to a Few of Your Burning Questions:
But how will I qualify and pay for it if I owe a mortgage on my current home?
Easy, your new dream home loan is qualified without counting your present payment because we know you most likely will be selling that home before you move to the new one. More importantly, you won’t make payments on the new loan while the home is under construction. Therefore your cash flow will not change one dime while the house is built.
And how long does it take?
Typical homes take about six to 9 months to complete. Elaborate luxury homes will take longer, sometimes up to 18 months. However, you will never run out of money because all details are worked out in advance, including an allowance for overruns. So if you decide to add some extras along the way, the money is set aside to cover it.
What if my down payment is coming from the sale of my current home?
You don’t have to sell your current home to get going. You can access the equity in your current house to put down towards the construction of your new dream home. So you can stay in your current house while the new one is built.
Do I need a lot of money to start?
No. If you are planning on putting cash down, typically only a small down payment is needed. You will need to pay for plans and an appraisal, but every penny you invest counts as part of your down payment. In many cases, you only need about 5 to 10% down so why would you waste that on an old house when that same money can get you a new one?
OK, So Let's Wrap This Up...
Clearly you can see that building your dream home is the way to go in today’s market. Nothing else makes sense. Just look at these benefits:
Here's What to Do Next:
Just get your hands on my free construction loan information kit which includes the following:
This kit will answer all of your questions and give you an idea if building your dream home is right for you.
If you already own your lot or have a project pending and need to talk to me right away, I will be happy to help. However, I do not take any unscheduled calls so please call my office and request a phone appointment. You may dial 888-696-8406, then '1' during business hours. .
Get your FREE CONSTRUCTION INFORMATION KIT by filling out the form below
I encourage you to read my booklet and learn how construction loans can get you a new, perfect-for-you home, even if you are still in the initial “dreaming” stage. The earlier I educate you in the process, the better your results. You have nothing to lose and only money and happiness to gain. I look forward to hearing from you soon.
Sincerely, your friend,
George Vallejo, CCLS™ Florida’s #1 Land & Construction Loan Specialist Guarantee Florida Mortgage
PS---------Don't procrastinate and leave this for later. The sooner you learn how I can help you, the better prepared you will be to get your dream home! P.P.S.-----If, after you review my information, you aren’t 100% convinced that I'm the best person to get you the money to build your dream home, I’ll send you a $25 Chevron gas card to make up for your time. I’m that sure.
If you have any difficulty with the online form above, you may also request the FREE information kit by calling 1-888-696-8406. This is a 24 hour message line.
Submitting your information constitutes your express written permission for George Vallejo and Guarantee Florida Mortgage, LLC to contact you via any medium.
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